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Bridging Loans in Wentworth Point

Need short-term property finance in Wentworth Point? Vertex Capital is a Sydney-based private lender writing bridging loans, second mortgages and development finance secured by property in Wentworth Point and across NSW. No bank committees, no serviceability grind — a letter of offer typically within 24 hours and settlement from 3 business days.

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The Wentworth Point market, from settled sales

Our view of Wentworth Point starts with settled sales data, not listing prices. The figures below come from NSW Valuer General records covering the last 12 months.

Unit median (12 mo)$750,000569 settled sales
DAs lodged (24 mo)23$2.72bn est. construction

What we lend in Wentworth Point

On a typical Wentworth Point unit at the current median of $750,000, a first-mortgage facility at our 75% LVR guide supports borrowing up to around $562,500. Second mortgages run to 65% combined LVR and commercial security to 70%. Rates start at 9.7% p.a. with establishment fees from 1.65% — all business-purpose, secured by real property.

Typical scenarios: bridging a Wentworth Point purchase before an existing property settles, refinancing a maturing facility, releasing equity for business use, or settling an auction purchase the bank can't fund in time.

Development activity in Wentworth Point

23 development applications were lodged in Wentworth Point over the last 24 months, with a combined estimated construction cost of $2.72bn (NSW Planning Portal open data). The largest live applications right now:

SiteEst. costTypeStatus
14-16 Hill Road, Wentworth Point Nsw 2127$292.05mResidential flat buildingAdditional Information Requested
14-16 Hill Road, Wentworth Point Nsw 2127$292.05mResidential flat buildingAdditional Information Requested
14-16 Hill Road, Wentworth Point Nsw 2127$246.40mResidential flat buildingAdditional Information Requested

Site acquisitions, DA-approved land and residual stock in Wentworth Point are all fundable — development finance up to 65% LVR, with early exits allowed once presales or refinance land.

Frequently asked questions

How much can I borrow against a property in Wentworth Point?

Up to 75% LVR on a first mortgage. With the Wentworth Point unit median at $750,000 over the last 12 months, that supports facilities up to around $562,500 on a typical property, subject to valuation.

How fast can a bridging loan settle in Wentworth Point?

A letter of offer typically issues within 24 hours of receiving the scenario, and settlement can occur in as little as 3 business days once valuation and legals are in place.

What does a bridging loan in Wentworth Point cost?

Rates from 9.7% p.a. and establishment fees from 1.65% of the facility. Interest is usually retained at settlement or capitalised, so there are no monthly repayments during the term.

Do you fund development sites in Wentworth Point?

Yes — Wentworth Point has had 23 DAs lodged in the last 24 months, and we lend against development sites, DA-approved land and residual stock at up to 65% LVR.

Have a live Wentworth Point scenario?

Send the security address, loan amount and exit — formal terms typically within 24 hours.

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Nearby areas we lend in

Sydney Olympic ParkCherrybrookWest Pennant HillsSummer HillAshfieldEastwoodMarsfieldCroydon

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