Access the equity in your property without refinancing your first mortgage. Vertex Capital provides fast second mortgage loans for property investors, business owners, and developers across Australia.

Keep your low-rate first mortgage and tap into your equity for new opportunities.
Don't lose your low fixed rate or incur break costs. A second mortgage sits behind your existing lender — they don't even need to know.
48-hour conditional approval. Settlement in as little as 2 weeks. Much faster than refinancing your entire mortgage.
Business capital, deposit for another property, tax debt, development costs — we don't restrict how you use the funds.

Banks take weeks to process a refinance. The market moves in days. A second mortgage lets you access equity without the delay of refinancing.
Perfect for property investors who need capital quickly for their next acquisition.
Tell us about your property and funding needs. We'll assess your equity position and respond within 2 hours.
[email protected] • Sydney, NSW Australia
We'll respond within 2 hours during business hours.
We provide second mortgage finance in all major Australian markets.