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Bridging Loans in Eastwood

Need short-term property finance in Eastwood? Vertex Capital is a Sydney-based private lender writing bridging loans, second mortgages and development finance secured by property in Eastwood and across NSW. No bank committees, no serviceability grind — a letter of offer typically within 24 hours and settlement from 3 business days.

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The Eastwood market, from settled sales

Our view of Eastwood starts with settled sales data, not listing prices. The figures below come from NSW Valuer General records covering the last 12 months.

House median (12 mo)$2.72m182 settled sales
House YoY change-0.9%median vs prior year
Unit median (12 mo)$785,000187 settled sales
DAs lodged (24 mo)127$116.85m est. construction

What we lend in Eastwood

On a typical Eastwood unit at the current median of $785,000, a first-mortgage facility at our 75% LVR guide supports borrowing up to around $588,750. Second mortgages run to 65% combined LVR and commercial security to 70%. Rates start at 9.7% p.a. with establishment fees from 1.65% — all business-purpose, secured by real property.

Typical scenarios: bridging a Eastwood purchase before an existing property settles, refinancing a maturing facility, releasing equity for business use, or settling an auction purchase the bank can't fund in time.

Development activity in Eastwood

127 development applications were lodged in Eastwood over the last 24 months, with a combined estimated construction cost of $116.85m (NSW Planning Portal open data). The largest live applications right now:

SiteEst. costTypeStatus
56 Rutledge Street Eastwood 2122$3.66mErection of a new structureUnder Assessment
26 Terry Road Eastwood 2122$1.95mDemolitionPending Lodgement
60 Brush Road Eastwood 2122$1.92mDemolitionUnder Assessment

Site acquisitions, DA-approved land and residual stock in Eastwood are all fundable — development finance up to 65% LVR, with early exits allowed once presales or refinance land.

Frequently asked questions

How much can I borrow against a property in Eastwood?

Up to 75% LVR on a first mortgage. With the Eastwood unit median at $785,000 over the last 12 months, that supports facilities up to around $588,750 on a typical property, subject to valuation.

How fast can a bridging loan settle in Eastwood?

A letter of offer typically issues within 24 hours of receiving the scenario, and settlement can occur in as little as 3 business days once valuation and legals are in place.

What does a bridging loan in Eastwood cost?

Rates from 9.7% p.a. and establishment fees from 1.65% of the facility. Interest is usually retained at settlement or capitalised, so there are no monthly repayments during the term.

Do you fund development sites in Eastwood?

Yes — Eastwood has had 127 DAs lodged in the last 24 months, and we lend against development sites, DA-approved land and residual stock at up to 65% LVR.

Have a live Eastwood scenario?

Send the security address, loan amount and exit — formal terms typically within 24 hours.

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Nearby areas we lend in

MarsfieldEppingThornleighPennant HillsWest Pennant HillsBeecroftCarlingfordCherrybrook

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