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Bridging Loans in Tahmoor

When a purchase in Tahmoor can't wait for a bank, brokers come to us. Vertex Capital writes bridging loans, second mortgages and development finance secured against Tahmoor property — decisions from a Sydney credit desk, a letter of offer typically within 24 hours, and settlement from 3 business days.

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The Tahmoor market, from settled sales

Our view of Tahmoor starts with settled sales data, not listing prices. The figures below come from NSW Valuer General records covering the last 12 months.

House median (12 mo)$950,000222 settled sales
House YoY change+0.9%median vs prior year
Unit median (12 mo)$790,00031 settled sales
DAs lodged (24 mo)409$231.19m est. construction

What we lend in Tahmoor

On a typical Tahmoor house at the current median of $950,000, a first-mortgage facility at our 75% LVR guide supports borrowing up to around $712,500. Second mortgages run to 65% combined LVR and commercial security to 70%. Rates start at 9.7% p.a. with establishment fees from 1.65% — all business-purpose, secured by real property.

Typical scenarios: bridging a Tahmoor purchase before an existing property settles, refinancing a maturing facility, releasing equity for business use, or settling an auction purchase the bank can't fund in time.

Development activity in Tahmoor

409 development applications were lodged in Tahmoor over the last 24 months, with a combined estimated construction cost of $231.19m (NSW Planning Portal open data). The largest live applications right now:

SiteEst. costTypeStatus
17 Waterson Circuit Tahmoor 2573$8.91mErection of a new structureAdditional Information Requested
24 Bronzewing Street Tahmoor 2573$3.24mErection of a new structureAdditional Information Requested
58-60 Moorland Road Tahmoor 2573$2.83mDemolitionAdditional Information Requested

Site acquisitions, DA-approved land and residual stock in Tahmoor are all fundable — development finance up to 65% LVR, with early exits allowed once presales or refinance land.

Frequently asked questions

How much can I borrow against a property in Tahmoor?

Up to 75% LVR on a first mortgage. With the Tahmoor house median at $950,000 over the last 12 months, that supports facilities up to around $712,500 on a typical property, subject to valuation.

How fast can a bridging loan settle in Tahmoor?

A letter of offer typically issues within 24 hours of receiving the scenario, and settlement can occur in as little as 3 business days once valuation and legals are in place.

What does a bridging loan in Tahmoor cost?

Rates from 9.7% p.a. and establishment fees from 1.65% of the facility. Interest is usually retained at settlement or capitalised, so there are no monthly repayments during the term.

Do you fund development sites in Tahmoor?

Yes — Tahmoor has had 409 DAs lodged in the last 24 months, and we lend against development sites, DA-approved land and residual stock at up to 65% LVR.

Have a live Tahmoor scenario?

Send the security address, loan amount and exit — formal terms typically within 24 hours.

Submit Scenario

Nearby areas we lend in

ThirlmereWiltonOran ParkBowralSpring FarmCobbittyMoss ValeHarrington Park

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