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Bridging Loans in Marsden Park

When a purchase in Marsden Park can't wait for a bank, brokers come to us. Vertex Capital writes bridging loans, second mortgages and development finance secured against Marsden Park property — decisions from a Sydney credit desk, a letter of offer typically within 24 hours, and settlement from 3 business days.

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The Marsden Park market, from settled sales

Our view of Marsden Park starts with settled sales data, not listing prices. The figures below come from NSW Valuer General records covering the last 12 months.

House median (12 mo)$1.24m381 settled sales
House YoY change+6.8%median vs prior year
Unit median (12 mo)$880,000114 settled sales
DAs lodged (24 mo)266$1.24bn est. construction

What we lend in Marsden Park

On a typical Marsden Park house at the current median of $1.24m, a first-mortgage facility at our 75% LVR guide supports borrowing up to around $929,250. Second mortgages run to 65% combined LVR and commercial security to 70%. Rates start at 9.7% p.a. with establishment fees from 1.65% — all business-purpose, secured by real property.

Typical scenarios: bridging a Marsden Park purchase before an existing property settles, refinancing a maturing facility, releasing equity for business use, or settling an auction purchase the bank can't fund in time.

Development activity in Marsden Park

266 development applications were lodged in Marsden Park over the last 24 months, with a combined estimated construction cost of $1.24bn (NSW Planning Portal open data). The largest live applications right now:

SiteEst. costTypeStatus
37 South Street Marsden Park 2765$234.60mDemolitionUnder Assessment
Astoria Street Marsden Park 2765$90.56mWarehouse or distribution centreUnder Assessment
971 Richmond Road Marsden Park 2765$84.53mDemolitionUnder Assessment

Site acquisitions, DA-approved land and residual stock in Marsden Park are all fundable — development finance up to 65% LVR, with early exits allowed once presales or refinance land.

Frequently asked questions

How much can I borrow against a property in Marsden Park?

Up to 75% LVR on a first mortgage. With the Marsden Park house median at $1.24m over the last 12 months, that supports facilities up to around $929,250 on a typical property, subject to valuation.

How fast can a bridging loan settle in Marsden Park?

A letter of offer typically issues within 24 hours of receiving the scenario, and settlement can occur in as little as 3 business days once valuation and legals are in place.

What does a bridging loan in Marsden Park cost?

Rates from 9.7% p.a. and establishment fees from 1.65% of the facility. Interest is usually retained at settlement or capitalised, so there are no monthly repayments during the term.

Do you fund development sites in Marsden Park?

Yes — Marsden Park has had 266 DAs lodged in the last 24 months, and we lend against development sites, DA-approved land and residual stock at up to 65% LVR.

Have a live Marsden Park scenario?

Send the security address, loan amount and exit — formal terms typically within 24 hours.

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Nearby areas we lend in

Box HillMelonbaGablesRiverstoneOakvilleGrantham FarmRooty HillQuakers Hill

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