Vertex Capital funds short-term property deals in Macquarie Park: bridging a purchase before a sale settles, unlocking equity with a second mortgage, or financing a development site. Property-secured, business-purpose lending with a letter of offer typically within 24 hours.
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Here is what the Macquarie Park market actually looks like, from NSW Valuer General settled sales — the same records our credit desk uses when assessing security in the area.
On a typical Macquarie Park unit at the current median of $906,710, a first-mortgage facility at our 75% LVR guide supports borrowing up to around $680,032. Second mortgages run to 65% combined LVR and commercial security to 70%. Rates start at 9.7% p.a. with establishment fees from 1.65% — all business-purpose, secured by real property.
Typical scenarios: bridging a Macquarie Park purchase before an existing property settles, refinancing a maturing facility, releasing equity for business use, or settling an auction purchase the bank can't fund in time.
100 development applications were lodged in Macquarie Park over the last 24 months, with a combined estimated construction cost of $3.18bn (NSW Planning Portal open data). The largest live applications right now:
| Site | Est. cost | Type | Status |
|---|---|---|---|
| 1 8 Lachlan Avenue Macquarie Park 2113 | $132.22m | Demolition | Under Assessment |
| 16 Cottonwood Crescent Macquarie Park 2113 | $118.62m | Erection of a new structure | Under Assessment |
| 155 Herring Road Macquarie Park 2113 | $17.93m | Demolition | Under Assessment |
Site acquisitions, DA-approved land and residual stock in Macquarie Park are all fundable — development finance up to 65% LVR, with early exits allowed once presales or refinance land.
Up to 75% LVR on a first mortgage. With the Macquarie Park unit median at $906,710 over the last 12 months, that supports facilities up to around $680,032 on a typical property, subject to valuation.
A letter of offer typically issues within 24 hours of receiving the scenario, and settlement can occur in as little as 3 business days once valuation and legals are in place.
Rates from 9.7% p.a. and establishment fees from 1.65% of the facility. Interest is usually retained at settlement or capitalised, so there are no monthly repayments during the term.
Yes — Macquarie Park has had 100 DAs lodged in the last 24 months, and we lend against development sites, DA-approved land and residual stock at up to 65% LVR.
Send the security address, loan amount and exit — formal terms typically within 24 hours.