When the banks say no, we look at the asset and the exit.
We see opportunity where banks see risk
24-hour term sheets, not 2-week waits. Our AI-powered assessment delivers indicative offers within a day.
Up to 75% LVR on Sydney Metro residential, 70% commercial, 65% industrial.
Competitive commissions, transparent process, and dedicated relationship managers.
Bank declined? We specialize in scenarios others won't touch.
When we say yes, we mean it. No last-minute surprises at settlement.
Rates from 9.7% p.a. with no hidden costs or exit penalties.
From scenario to settlement, straightforward
Share your deal details via our portal
Receive indicative terms within 24 hours
Settlement typically in 3 days to 2 weeks
Real scenarios we've funded for business owners. Where there's an asset and an exit, we find a way.
Business owners with strong equity across two Sydney properties needed working capital, but their bank held the first mortgages and further borrowing was off the table. We registered second mortgages behind the major bank on both properties and funded the cash-out — assessed on equity and exit, not serviceability checkboxes.
A self-employed couple running a food business had solid property equity, but income paperwork the banks couldn't work with. We refinanced their facility and released working capital against their Melbourne property, with a clear exit back to a mainstream lender once the financials catch up.
A construction business director needed working capital to keep projects moving — on a timeline traditional lenders couldn't meet. We funded against a Brisbane residential property with interest retained at settlement, so the business carries no monthly repayment pressure while it does its work.
Details anonymised for client confidentiality.
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